What is a Loan Modification and How can it Help YOU?
A loan modification program helps homeowners who are struggling in making their mortgage payments by lowering their mortgage payments by upto 50% and their rate to a permanent fixed rate of as low as 2%.
In just 2013 alone, over 2 Million families have benefited from different loan modification programs. As per the government numbers, 8 out of 10 homeowners qualify for help on their mortgage if they have significant hardship in paying their mortgage.
What is considered as hardship for loan modifications?
Reduction in Income. (Cut in wages, lesser paying new job, unemployment, Etc.)
Complete loss of job. (Your, spouse or anyone else supporting family financially)
Death in Family.
High Medical Bills. (Prescription Bills, Surgeries in Past, Etc.)
High Expenses. (Student Loan Payments, High Insurance, Car Payments, Etc.)
Cannot get Refinance. (If Debt to Income too high, No Equity in Home, Bad Credit, Etc.)
Increse in Payments. (Due to Increse in Tax/Insurance, Rate went up, Etc.)
How can a Loan Modification help you? :
Cut your payments by Upto 50% for the rest of the loan term.
Reduce your rate to as low as 2% Fixed. Permanently.
Stop Foreclosure Instantly & Save your home.
Forgiveness of Late fees and Past due payments.
Reduction of Principle balance if property is upside down.
Ability to stretch loan term upto 40 years.
Often, homeowners do not know where to begin or how to start a loan modification. We help our clients start to finish and make the entire loan modification process hassle free for them.
With over 150 loan modification experts nationwide, and over 9 years of experience in the business we ensure you get professional service and a quick resolution to your mortgage situation. A typical loan modification case taken 30-90 days to complete.
First Step : Do you qualify? (Check Instantly and for Free)
Do i qualify for a Loan Modification? If you have this question, you can know the answer instantly. It is important to know your eligibility before you apply for a loan modification. To check your eligibility for a loan modification, we offer free consultation to all homeowners who inquire with us. You will find out within 48 hours if you are qualified for a loan modification and what your options are.
Take the First Step !
Call our Toll Free Helpline Number 1-877.466.1211
and ask for a Free No Obligation Consultation Right Away!